Incentives Matter e Regulação Bancária Não Funciona

Tim Worstall, na Forbes: The people in the markets make or lose money dependent upon their actions. Those regulating them do not make or lose money dependent upon their actions. There is always therefore more of an incentive for those in the markets to act on the information they have and also to seek out new information than there is for the regulators. I cannot see any possible way of overcoming this mismatch of incentives. For we all agree absolutely that bankers are greedy people motivated solely by the love of lucre, the worship of Mammon, while public servants are lofty and spiritual beings motivated purely by their love of mankind.