Picaretagem Financeira: Xiang Virou David

Uma interessante estoria de Xiang Lin no FT. Entre outros causos, este: In a March 2008 study, Jaap Spreeuw and Xu Wang of the Cass Business School observed that in the year following a loved one’s death, women were more than twice as likely to die than normal, and men more than six times as likely. “This implies … that joint life annuities [in which payments continue at the same price until both partners die] are underpriced while last survivor annuities [in which payments increase after one partner dies] are overpriced,” concluded the authors.